For instance, Microsoft correctly predicted that people would pay for transportation via their smartphones, but they didn’t predict that the whole taxi industry would be disrupted by startups like Uber.

I also talk about how big data will lead to automated financial advice, and how paper applications will of necessity be phased out of the digital world. How a debit or credit card can’t tell users their most requesting piece of information from a bank (“what’s my balance”?), and how the fact that the phone can (and much more — including payments) means that the smartphone will soon be the center of banking.

Watch my full speech to understand the future of the banking industry and why I predicted in 2009 and again in 2011, that the smartphone would redefine the very nature of banking.

Brett King
Author, Speaker, Disruptor.
I’m a bestselling author and the founder of the world’s first direct mobile-only bank Movenbank.
www.banking4tomorrow.com

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